As the year draws to a close, it's natural to pause and reflect on the past months. The holiday season and open enrollment period create the perfect setting for reconsidering your life insurance needs. After all, life's twists—both expected and unexpected—can render old policies outdated. You may find that your priorities and responsibilities have shifted without you even realizing it.

Reassessing your life insurance annually is crucial. Consider these factors that might influence your coverage needs:

• Buying a home or taking on new financial obligations
• Changes in health, income, or long-term financial goals
• A new job, promotion, or retirement
• Welcoming a child or grandchild
• Getting married or divorced
• Adjusting beneficiary designations or estate plans

Knowing that your coverage matches your current life circumstances brings peace of mind. Take a proactive step before the year ends and ensure your peace of mind for the year to come. We invite you to schedule a quick coverage review—an easy and supportive process that ensures your needs are met.