Group Dental Insurance for South Florida Employers
Dental coverage should feel practical and useful for teams working across South Florida. Marc Rheingold & Associates helps employers compare DHMO and PPO plans, review allowances, and understand waiting periods so your people can book cleanings no matter where they get treatment. We align plan design with your budget and how your workforce actually receives care - a better experience for all.
DHMO Vs PPO: Pick What Fits Your Workforce
DHMO plans typically offer lower premiums and predictable copays with in-network dentists and no annual maximum, while PPO plans allow broader dentist choice, sometimes including out-of-network options, with higher flexibility and an annual maximum. We’ll walk through allowances for exams, X-rays, and major services, explain orthodontia coverage for dependents, and confirm which local dentists participate across Miami Beach, Weston, Pembroke Pines, Coral Springs, and Pompano Beach.
DHMO Vs PPO: Pick What Fits Your Workforce
DHMO plans typically offer lower premiums and predictable copays with in-network dentists and no annual maximum, while PPO plans allow broader dentist choice, sometimes including out-of-network options, with higher flexibility and an annual maximum. We’ll walk through allowances for exams, X-rays, and major services, explain orthodontia coverage for dependents, and confirm which local dentists participate across Miami Beach, Weston, Pembroke Pines, Coral Springs, and Pompano Beach.
Pair Dental With Vision For Everyday Value
Most employees use routine dental and eye care the most, which is why bundling can lift satisfaction and retention. If you’re refreshing benefits in Boynton Beach or expanding along the 441 corridor, consider adding
group vision for allowances on exams, lenses, and frames through name-brand optical networks across South Florida.
What To Ask Before You Choose
Before selecting a dental plan, it helps to know the right questions to ask. Marc Rheingold & Associates walks you through the details that matter most—network access for your preferred dentists, typical costs for cleanings and fillings, waiting periods for major care, and how annual or orthodontic limits work. We’ll also show whether plans include rollover benefits or wellness rewards, all organized in a simple side-by-side comparison so your decision feels informed and easy.
Smooth Enrollment For Multi-Site Teams
From census collection to day-one ID cards, we keep enrollment steps simple. Bilingual meetings are available on request, with reminders that help employees finish forms correctly the first time. If your group spans Miami, Fort Lauderdale, and Boca Raton, we’ll align effective dates and onboarding materials so new hires can schedule cleanings without delays.
Connect Dental To Your Health Strategy
Dental fits neatly into a broader plan alongside medical coverage and income protection. If you’re revisiting contributions or networks, coordinate with group health so your plan designs feel consistent for your people and your budget.
Service Area And Local Networks
Plan availability and dentist participation can vary by location. Practices in Miami-Dade County may show different networks and fees than offices in Broward or Palm Beach, so we verify options by ZIP code and highlight nearby providers before you finalize your selection.
Dental FAQs: Waiting Periods, Allowances, Ortho
How do waiting periods work on dental plans?
Many PPOs waive waiting periods for preventive services but require them for major work; DHMOs often have no waiting periods. We’ll confirm rules before you enroll.
What is an annual maximum or allowance?
PPO plans typically include a yearly dollar limit for covered services; DHMOs use fixed copays instead. We’ll model costs for your usage patterns.
Is orthodontia covered for dependents?
Some plans offer child or limited adult orthodontia with separate lifetime maximums. We’ll outline which options fit your needs.
How do I confirm in-network dentists near our offices?
We run provider searches for your ZIPs—Miami, Fort Lauderdale, Boca Raton, and West Palm Beach—and share updated network lists.
Should we bundle dental and vision?
Bundling often improves employee use and can reduce combined premiums. We’ll compare stand-alone and bundled pricing so you can choose what works.
